Defined equipment
Coverage depends on specifically defined systems and components—not a general statement that the truck is protected.
Vocational equipment
Coverage planning for PTO, hydraulics, lift gates, and work equipment.
Understand how vocational equipment protection may differ from commercial vehicle chassis coverage.
Request a Fleet Assessment →Fleet uptime
A work truck can remain mechanically driveable while its revenue-producing equipment is disabled. PTO systems, hydraulics, booms, lift gates, reefers, generators, and other equipment should be identified separately and matched only to programs that expressly address them.
Program focus
- Power take-off systems
- Hydraulic pumps and controls
- Lift gates and refrigeration equipment
- Booms, compressors, and generators
- Separate chassis and equipment documentation
What matters
A program should fit the operation—not just the vehicle.
Maintenance records
Equipment service schedules and records may be separate from chassis maintenance.
Repair authorization
Confirm whether specialty repair facilities and diagnostic procedures require prior approval.
Fleet review checklist
- List manufacturer, model, serial number, age, and hours for attached equipment.
- Confirm whether hoses, seals, wear items, fluids, and adjustments are excluded.
- Map operational downtime even when the chassis can still move.
Prepare for a breakdown in this application.
Keep unit-level records for the actual duty cycle and installed equipment. Before authorizing work, confirm the contract’s administrator, facility requirements, and separate diagnosis and repair approval steps.
Clear coverage starts with the contract.
Vehicle service contract coverage is subject to eligibility and the actual contract terms, conditions, limits, deductibles, maintenance requirements, and exclusions. Product availability varies by vehicle, use, administrator, and state. Review the signed contract before enrollment.
Start the conversation
Let’s review your fleet.
Tell us about your business, vehicles, and operating conditions. We will identify programs that may fit.