For businesses
Protect my fleet
Control unexpected repair costs and help keep revenue-producing vehicles on the road.
- Work vans and service trucks
- Mixed commercial fleets
Commercial vehicle protection
Built for the way commercial fleets work.
Choose your path to explore protection designed for work vehicles—or commercial F&I programs built for dealerships.
For commercial dealers
Build my dealer program
Add commercial VSC, GAP, ancillary products, and profit-sharing opportunities to your strategy.
- Commercial F&I products
- Dealer profit strategy
Commercial-use educationClass 2–7 vehicle focusFleet-direct assessmentsContract-led guidance
Start with your operation
Protection matched to the vehicles that drive your business.
Explore by industry, vehicle type, and fleet size, then request a tailored commercial protection recommendation.
Fleet program finder1 of 3
What kind of business do you operate?
Commercial protection solutions
Coverage that works as hard as your fleet.
A focused product strategy for mechanical breakdown exposure, road hazards, keys, and eligible vocational equipment.
V
Vehicle Service Contracts
Commercial-use options designed to help manage eligible mechanical repair expense.
Explore coverage →TTire & Wheel Protection
Road-hazard protection for eligible commercial tires and wheels.
Explore coverage →KKey Replacement
Options that help with eligible lost, stolen, or damaged vehicle keys and remotes.
Explore coverage →PPTO & Vocational Equipment
Available protection for eligible hydraulics, lift gates, reefers, and work equipment.
Explore coverage →Coverage is subject to the terms, conditions, limits, deductibles, maintenance requirements, and exclusions of the applicable contract. Availability varies by vehicle and state.
Uptime mattersOne disabled vehicle can disrupt a full day of revenue.
Protect the operation
When a work vehicle stops, the schedule does too.
A breakdown can mean missed appointments, technician downtime, rental expense, customer disruption, and an unexpected repair bill. Vehicle protection cannot eliminate downtime, but it can help make eligible repair exposure more predictable.
See how fleet protection works →Industry-specific protection
Built for businesses that depend on every vehicle.
Commercial fleets are not all used the same way. We match program selection to your industry, vehicle configuration, mileage, and operating conditions.
H
HVAC
Protect the vans and service trucks that keep seasonal calls on schedule.
Explore HVAC fleets →PPlumbing
Coverage strategies for emergency-response vans and upfitted work vehicles.
Explore Plumbing fleets →EElectrical
Commercial protection for utility bodies, cargo vans, and field-service fleets.
Explore Electrical fleets →DDelivery
Programs for high-mileage vans, box trucks, and eligible last-mile applications.
Explore Delivery fleets →CConstruction
Review jobsite access, towing, payload, and service-truck configurations.
Explore Construction fleets →LLandscaping
Protection questions for route trucks, pickups, trailers, and seasonal duty.
Explore Landscaping fleets →PPest Control
Support high-stop routes and specialized service-vehicle upfits.
Explore Pest Control fleets →RRestoration
Plan around emergency-response vans, box trucks, and equipment loads.
Explore Restoration fleets →RRoofing
Address towing, jobsite debris, payload, and substitute-vehicle needs.
Explore Roofing fleets →TTelecom
Review distributed routes, utility bodies, aerial equipment, and PTO systems.
Explore Telecom fleets →A straightforward process
From fleet details to a practical recommendation.
Tell us about your fleet
Vehicle types, fleet size, mileage, industry, state, and operating conditions.
Review eligible programs
We compare suitable coverage options and clarify terms, limits, and exclusions.
Protect eligible vehicles
Select the program that fits your operation and establish the enrollment process.
What is a commercial vehicle service contract?
A commercial vehicle service contract is an agreement that may pay for eligible repairs after a covered mechanical breakdown, subject to its terms, limits, deductible, maintenance requirements, and exclusions. It is not a manufacturer warranty.
Can work vans and service trucks qualify?
Many cargo vans, pickups, service trucks, box trucks, and medium-duty vehicles can qualify. Eligibility depends on vehicle class, age, mileage, modifications, application, and underwriting requirements.
Do you work directly with businesses or only dealerships?
Both. Businesses can request a fleet protection assessment, while commercial dealerships can build a product program for their business customers.
Can a mixed fleet be protected?
Potentially. Fleets with multiple makes, models, ages, and vehicle types can be reviewed together, though program terms may differ between units.
Is commercial auto insurance the same as a service contract?
No. Commercial auto insurance generally addresses risks such as collision, liability, theft, and comprehensive loss. A vehicle service contract addresses eligible mechanical breakdown repairs under the contract.
Fleet protection assessment
Start with the vehicles your business cannot afford to lose.
Tell us about your operation. We will use the information to identify commercial protection programs that may fit your fleet.
- Vehicle and commercial-use review
- Coverage and eligibility discussion
- No-obligation program recommendation