Access conditions
Describe paved, graded, and off-road access accurately.
Construction fleets
Commercial vehicle protection for construction trucks and work vehicles.
Fleet protection considerations for construction pickups, service trucks, vans, and medium-duty units.
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Construction fleets operate around dust, debris, uneven access, heavy payloads, towing, and dispersed jobsites. Eligibility should reflect the exact vehicle assignment and distinguish normal commercial use from excluded off-road or severe applications.
Program focus
- Commercial pickups and service trucks
- Cargo vans and supervisor vehicles
- Towing and payload review
- Road-hazard exposure
- Jobsite application screening
What matters
A program should fit the operation—not just the vehicle.
Towing and load
Trailer type, frequency, and payload can affect program fit.
Schedule impact
A disabled truck can strand a crew, tools, or material even when repair cost is manageable.
Fleet review checklist
- List plows, cranes, welders, compressors, and fuel systems.
- Separate owned fleet units from rented or subcontractor vehicles.
- Compare road-hazard and mechanical protection as different exposures.
Prepare for a breakdown in this application.
Keep unit-level records for the actual duty cycle and installed equipment. Before authorizing work, confirm the contract’s administrator, facility requirements, and separate diagnosis and repair approval steps.
Clear coverage starts with the contract.
Vehicle service contract coverage is subject to eligibility and the actual contract terms, conditions, limits, deductibles, maintenance requirements, and exclusions. Product availability varies by vehicle, use, administrator, and state. Review the signed contract before enrollment.
Start the conversation
Let’s review your fleet.
Tell us about your business, vehicles, and operating conditions. We will identify programs that may fit.